A Whole Life insurance policy is a lasting gift of protection.
While no one can predict the future, it’s clear that without you—and without the financial contribution you make—your family’s future could be at risk. Fortunately, there is something you can do today to help protect that future. The Whole Life Plan from Gerber Life offers a variety of advantages that can add to your peace of mind.
Whole Life insurance coverage that lasts a lifetime
This policy offers you coverage amounts of $25,000, $50,000, $75,000, $100,000, $125,000 and $150,000. And because it’s permanent whole life insurance, you can keep the policy your entire lifetime at an affordable premium rate that will never increase. But that’s not all. This plan also builds guaranteed “cash value” you can depend on should you or your loved ones need a source of immediate cash. It’s a very reassuring feature not always offered with other types of life insurance!
Budget-minded premiums that never increase
What’s more, you can review the rate table to the right to find the monthly premium that is most affordable for you. And you can count on these rates to never increase—guaranteed! You can rest assured knowing you’ll never pay more for this important insurance than you will today. And the sooner you apply, the lower the rate you lock in for life. Whole life insurance rates quoted are based on applicant’s tobacco use and assumed good health. Other rates are available.
Applying is easy
To get a whole life insurance quote, simply answer a few health questions on our online application. Use the form above to find your coverage options and rates.
No medical exam is needed to apply if you're from age 18 to 50 and in average good health. If you’re 51 or older and are applying for $100,000 or more of insurance, or if for any other reason an exam is required, we will pay to have a specially trained person meet with you. Coverage and approval is dependent on answers to health questions.
Optional Waiver of Premium Rider
As an option, you can purchase a Waiver of Premium Rider. It’s an extra safeguard for you. If you should become totally disabled before age 60, and that disability continues for at least 6 months, you stop paying premiums. The rider will pay your policy premiums and Gerber Life will continue your life insurance coverage. Your family will continue to have the full protection of your policy…and the cash value will keep on building, just as before. You will even keep the privilege of borrowing against that cash value to help with your finances. At age 60, you would start paying premiums again.
This policy is not available in Canada.
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